April 7th, 2013
The United States has a rich railroad history that dates back to the early 19th century. Unfortunately, many of the country’s historic railroad companies have dissolved decades ago. All that remains of the golden era of America’s rail history are restored depots and stations that now serve as museums.
The most impressive museum in the United States that is dedicated to trains is probably the New York Transit Museum. Located in Brooklyn, the NY Transit Museum tells the rich story of the country’s largest rapid transit system. This museum is located in a defunct subway station that
February 16th, 2013
Surviving the Competition
The Internet has shaken up a lot of industries by making comparison shopping quick and easy. One industry that is working to adapt to this online shopping world is insurance. The competition for insurance has heated up in the past few years, especially for auto insurance. Most states require drivers to carry a minimum level of liability insurance. The levels required make it possible for companies to sell minimal auto insurance only. Companies that sell only on the Internet and sell only liability insurance have very low costs compared to traditional insurance companies.
The leading insurance companies have large infrastructures and a large number of agents in the field. They seldom can compete on price alone. In fact, they no not like to compete on price because it upsets their business model of service and long-term relationships. These companies prefer to sell insurance that covers several needs, such as homeowners and life, in addition to auto insurance.
The Concept of Bundling
Because of these issues, the major insurance companies have started a concept they call bundling. This means that a customer will get significant savings if they carry more than one of their insurance policies with the company. Bundling makes it harder for a consumer to go online and do an accurate apples-to-apples price comparison. It also helps the insurance company avoid competing on prices that they can’t profitably meet.
Bundling does another important thing for insurance companies. It serves to eliminate certain types of policy holders they don’t really want. Price shoppers that move to a new company every six months are also considered poor risks for coverage. The insurance they want is not profitable and their loss histories are higher.
Getting the Best Value on Insurance Purchases
Knowing what motivates an insurance agent can help you save money. Underwriting is the single biggest cost to insurance companies. If they can spread that cost over several lines with one customer, it can save a lot of money. Start your search for the best insurance value by using the Insurance Town website found here: http://www.insurancetown.com/. The meet with a couple of agents and negotiate a package that gives you the price and coverage you need. After all, you don’t want just the lowest price, you want value.
December 4th, 2012
In the early days of the American railroad system, efficiency was valued over safety. Rail companies were all about laying down tracks and connecting the different corners of the nation, and they wanted to do so as quickly as possible. Having a system of railways allowed freight to travel much more quickly, opening up the nation to a whole new type of commerce. Railroads have evolved quite a bit since then, and here’s a quick look into the evolution.
Trains were originally powered by coal, which was taxing on the Earth’s resources as well as the bodies
December 1st, 2012
Just before the 19th century, the only way to travel was on muddy, dirt roads. These were difficult to travel when the weather became wet or snowy. There were no off-road vehicles capable of traveling safely along these types of roadways in the 19th century. To travel from one state to another could take days out in the elements.
Beginning around the year 1790 and continuing into the 19th century, the country saw a change in the way people would travel. The areas around New England, New York
November 27th, 2012
Developed by CSR Corp, the fastest train in the world is a test bullet train in China. Able to travel at a speed of 311 miles per hour the bullet train broke the world speed record for trains, beating out the Beijing Shanghai High Speed Railway’s 300 kilometers per hour.
Shapes for proper aerodynamics, CSR Corp’s bullet train’s front is molded to cut through drag. The front end begins in a very fine point and gradually widens, keeping its bullet shape for a full six train cars. Its power system is that of 22,800 kilowatts, much higher than a comparable train, China
November 23rd, 2012
There are many ways to get to major cities within the United States. The most popular today are driving and flying. Both can be expensive and can take many hours, or even days, to complete. Many people forget about one of the most popular methods of travel that has been used over the past 150 years. Travel by train can still be feasible and enjoyable.
Traveling by train can provide some benefits that driving does not. Travel can be expensive regardless of the method, but railroads can be cheaper. Those
November 20th, 2012
The steam powered locomotive played an integral role in the development of the United States. Without this invention, the economy of the United States would not be what it is today. Towns in the western frontier were built exclusively around the paths of the railways. Trains were the only means for transporting large amounts of goods from the eastern part of the country to the still sparse frontier.
Deemed the â€œPacific Railroad, â€ the first transcontinental line stretched from coast to coast by the end of 1869. Construction on the project began in 1863 with